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 Who are entry-level buyers?

Survey of home buyers reveals:

Median age:

32

Median household income:

$57,200

Median down payment:

2%*

Purchased with no money down:

43%

* — on home costing $150,000

Source: National Association of Realtors, 2005 Profile of Home Buyers and Sellers

43% of first-time homebuyers put no money down

By Noelle Knox, USA TODAY Posted 1/17/2006 11:29 PM     Updated 1/18/2006 3:48 AM

 

WASHINGTON — As housing prices soared last year, an eye-popping 43% of first-time homebuyers purchased their homes with no-money-down loans, according to a study released Tuesday by the National Association of Realtors

 

Homes For No Money Down™ is a network of lenders and real estate agents working together to assist you, the customer, in finding and closing on your home with or without no money down. Whether you are a First Time Home Buyer, Investor, Renter, or looking for a Second Home: We are the solution.

It’s easy as 1-2-3

 

1.   Get Pre-approved – Don’t be in the dark. Find out your monthly payment and know what you can afford! Free credit report and financial analysis at no obligation.

2.   Find your home – Search our Certified HFNMD homes or a MLS in addition to having one of our affiliated real estate agents locate a home to match your specific needs.

3.   Close on your home - Work with a trained mortgage professional to find you the best financing available in today’s market. They are here to guide and answer any questions you may have throughout the process.  Customer education is our #1 priority.

 

We are a full service real estate provider helping make the American dream become a reality – One family at a time. We welcome you to the experience of Homes For No Money Down.

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Please note, by selecting the submit button you are acknowledging, that all of the information stated in this application to the best of your knowledge is correct. You understand that Homes For No Money Down will retain this information whether or not your loan request is approved. You are giving Sunset Mortgage Company ,LP permission to contact you. Any information you provide WILL NOT be sold, transferred or shared with ANY third parties that are not directly involved with your approval process. Homes For No Money Down.Com is not the Lender/Broker in any transaction and rates and terms are the responsibility of the participating lender (Sunset Mortgage Company ,LP) which are licensed where required. Rates and terms offered by Lenders/Brokers may vary depending on your credit history and other qualifications, amount of equity in the property, location, and type of property, and other factors. Sunset Mortgage Company ,LP is a licensed Banker.

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Featured Listings for New Jersey
City Price Property Type Bedrooms or Units
Winslow NJ
  $191,900 Single Family Home      3
Move right in to this beautiful home today! this home sits on a nicely landscaped corner lot. pergo flooring throughout the main level. great room with slider overlooking backyard with a 6 ft. privacy fence. garage converted to a familyroom with pergo floor and wet bar. all appliances included & neutral carpet. close proximity to major highways & shopping! easy commute to philadelphia and atlantic city!
Marlton NJ
  $194,900 Single Family Home      3
This is a second floor condo which is entered through the first floor. once the stairs are ascended, you are greeted by a dining room that is adjacent to the kitchen which includes all of its appliances. neighboring these rooms is the living room with a floor-to-ceiling window and glass sliders which direct you out to a private deck. follow the hallway past a laundry room and full bathroom into a owner’s suite with a walk-in closet, private bathroom and two floor-to-ceiling windows. this floor also has another bedroom. the enormous second bedroom is just beyond and includes a full length closet and vinyl floor.
Bridgeton NJ
  $290,000 Single Family Home      1
Property is zoned agricultural. located next to an airport. great property for someone who wants to fly planes and farm or have horses. rancher on the property needs some cosmetic work on the interior, but it is vacant and cleaned out. roof is less then three years old. was recently rented for $850.00 per month. property contains a airplane hanger and an additional out building that the seller lives in (out building is not up to code). property is being sold
Hoboken NJ
  $339,000 Single Family Home      1
Charming and stylish one bedroom features wood floors, exposed brick, high ceiilngs and an outstanding layout. real wood burning fireplace. sunny western exposure living room. modern kitchen. generous closets, basement storage . nice downtown location. a lovely home.
Raritan NJ
  $397,500 Single Family Home      4
Charming cape cod style house featuring many upgrades and amenities! 1,678 sq ft w/ 4 bedrms, living rm, front parlor, & custom kitchen. full basement w/ outside entrance has just been sealed & painted. new custom kitchen & granite counter tops w/ maple cabinets and new appliances. floors are newly refinished hardwood & new ceramic tile. newly refinished & remodeled bathrooms & all rooms freshly painted. central ac and upgraded electric service & lighting. new roof, septic system, exterior doors, and replacement windows. 2 car detached garage and flagstone patio. landscaped lot w/ mature trees & plants.
Franklin Park NJ
  $599,900 Single Family Home      4
3 years young.stunning brickface colonial.4 beds w/study 2.5 baths. many upgrades. in ground sprinkler.9 ft cathedral ceilings.center island in kitchen.2 zone heating.corian counter tops.alarm system.deck off the kitchen w/private yard which is completely fenced in.9 ft ceilings in basement.central vac.this is a must see.
Lambertville NJ
  $695,000 Single Family Home      4
A beautiful historic home that has been completely renovated. gourmet kitchen with granite countertops, viking appliances & custom cabinets. artist studio/workshop and storage shed & 6 off street parking spaces.
New Brunswick NJ
  $725,000 Single Family Home      7
Attention investors-great location-parking for 9 cars! income is $5900 per month. property is being sold as is! buyer is responsible for c of o and smoke. don't miss out on this great investment!!
Featured Listings for Pennsylvania
City Price Property Type Bedrooms or Units
Norristown PA
  $135,000 Single Family Home      3
10% seller held second can make this a real low down payment opportunity. great starter home or investment. rehabbed this year. great back yard, large front and rear porches. recently rented for $1050 month.
Jeffersonville PA
  $159,000 Single Family Home      3
Pride of ownership is evident from the orderly gardens to the spotless interior. extra large driveway for offstreet parking on this quiet one way street. front enclosed screened in porch lets you enjoy the fresh air in comfort. enjoy the shade in the cozy backyard. main floor laundry, new windows throughout, close to several shopping centers and convenient to most major highways makes this a great location and a great buy at this price. one year first american home warranty included.
Norristown PA
  $169,000 Single Family Home      3
10% seller held second available to make this a very low down to zero down opportunity. a lot of house for the money. move right in to this spacious twin (much bigger than it looks like from the outside). rehabbed in 2005 so don't expect alot of work on this one.
Philadelphia PA
  $200,000 Single Family Home      5
Currently rented by 5 university students double door entry, 5 bedrooms, 2 baths, 2 full kitchens, dining room/living room. newer heater and electric. rents $1850.00 a month and tenants pay all utilities. full basement. great rental history w/ temple students. great investment property.
Norristown PA
  $209,000 Single Family Home      4
Better than new construction. quality, quality, quality! no expense spared! all new from the roof to the carpets, floors, walls, and windows. all systems new! new heater (high efficiency gas), new plumbing (copper), new hot water heater, new central air, new electric (200 amp with all new wires throughout). be the first to entertain in this spacious gourmet eat in kitchen which boasts high end cabinets, ceramic tile (done the right way even under cabinets) and stainless steel appliances. every room is wired for cable and phone (no unsightly wires here) even in the 11 x 18 main bath! you won't want to leave this room. bring your big screen tv (yes into the bathroom) so you can enjoy as you relax in this luxurious bath boasting a large marble whirlpool tub, ceramic tile and a seperate oversized shower. this home also offers a 2nd large bath with ceramic tile. bring your checkbook you won't want to miss this.
West Norristown PA
  $214,900 Single Family Home      2
Regents park town home property features: 2 bedrooms, 1 1/2 baths, eat-in kitchen w/ exit to large deck opening to open space. livingroom w/ wall to wall carpeting & large bay window. finished basement w/ laundry area and storage. security system and outside lighting. washer, dryer and refrigerator included.
West Norristown PA
  $234,900 Single Family Home      3
Care free townhome living with the privacy you're looking for! this beautifully done end unit townhome features: living room w/ large double window, eat-in kitchen w/ island, pantry and breakfast nook, 3 large bedrooms w/ plenty of closet space. full finished basement w/ new slider to patio backing to woods. laundry room in basement. newer windows (2003), heater (2000), and water heater (2004). central air installed in april. one year home warranty included. roof has been inspected and certified for a year. ($2000 credit towards carpets at time of final settlement)
Bridgeport PA
  $240,000 Single Family Home      4
No need for a bank! up to 80% seller held second available to qualified buyers. be a part of the revitalization and get in before bridgeview starts construction to make your money go farther. this home is being completely rehabbed at this time, there is still time to pick your carpets. low taxes give you more house for your hard earned dollar.
Norristown PA
  $244,900 Single Family Home      3
Fabulously maintained end unit townhome in regents park! home features: 3 bedrooms, 1 1/2 baths, entry foyer and kitchen w/ new flooring. eat-in kitchen w/ island, and plenty of cabinets and counterspace. family room w/ vaulted ceilings, exposed beams, sky lights, wood burning fireplace and new sliders to oversized deck w/ stairs leading to patio. living room w/ new carpets & large window. full basement w/ recessed lighting, laundry room, storage closets and new sliders to patio and open space. new lighting fixtures & new roof 30 year shingles!! this home has been meticulously maintained. ready to move into.
Springfield PA
  $245,000 Single Family Home      4
This warm & inviting twin on a tree lined street is in one of the most sought after neighborhoods in springfield. this home features an enclosed front porch, living room w/ hardwood floors and corner fireplace, dining room w/ hardwood floors, kitchen with upgraded appliances and cabinets, 3 large bedrooms, 2nd bedroom with custom mural, 4th bedroom is entire 3rd floor, full finished basement, 1 car garage, this home has been updated and well maintained. ready for a new owner!
Philadelphia PA
  $249,000 Single Family Home      2
A beautiful condo!! this condo features: spectacular fountain, marble tile and columns in main lobby entrance. tiled floor entry, kitchen w/ new countertops, custom cabinets, tiled backsplash, new stove & dishwasher, breakfast bar w/ new glass tiled surface and large pantry. dining room & family room w/ new hardwood floors, large floor to ceiling windows w/ deep window ledges, lots of light. large main bedroom w/ hardwood floors and 2 large windows and closet. main bath has just been upgraded. office/2nd bedroom w/ hardwood floors. custom top to bottom blinds. new full size hot water heater. whole condo just been painted. the owners have taken true pride in updating this home. move-in condition. only 3 units are 2 bedrooms in building!! a gem.
Limerick PA
  $249,900 Single Family Home      3
Beautiful carriage home located in a great neighborhood. this property features 3 bedrooms, 2 1/2 baths, eat-in kitchen w/ new floor, island, upgraded washed oak cabinets, white appliances and large bay window. livingroom w/ wood burning fireplace w/ custom mantel and 3 door sliders to oversized cedar deck. dining room off kitchen, family room w/ hardwood floors, skylights and large floor to ceiling arched window, main bedroom w/ lots of closet space and full bath, 2 large additional bedrooms, full unfinished basement, 1 car gargage. no association!!! this home is in great condition ready to move in. fresh paint in living/dining room.
Collegeville PA
  $264,900 Single Family Home      4
Beautiful townhome in college park large townhome in collegeville! property features: 3 large bedrooms and 2 1/2 baths. living room/dining room w/ hardwood floors, 2 sided fire place from dining room to kitchen. eat-in kitchen w/ hardwood floors, large island and sliders to private deck. main bedroom w/ vaulted ceiling and walk-in closet. main bath w/ tiled floor, shower surround and tub. 3rd floor loft with vaulted ceiling, recessed ligting 2 large windows, ceiling fan and skylights. house has been repainted, new light fixtures throughout. a must see home!
Chalfont PA
  $274,900 Single Family Home      3
Townhouse in glennbrook community property features: 3 bedrooms, 2 1/2 baths, eat-in kitchen, living room w/ slate wood burning fireplace, recessed lighting and outside exit to oversized deck w/ built-in chairs. main bedroom w/ walk-in closet, vaulted ceilings and recessed lighting. main bath w/ tiled floor and tiled shower surround. laundry on upper level, cul-de-sac location, neutral decor, immediate possession.
Souderton PA
  $279,000 Single Family Home      4
Lovely souderton! 4 bedroom 2 bath cape, updated kitchen, berber carpets on top of hardwood floors. great closets with awesome organizers in the main level bedrooms, walkin cedar closet on the 2nd floor. enjoy this covered patio and plenty of yard for family fun or gardening. the lower level is finished and seperated into 3 rooms and has a walk in closet with nicely done heavy duty organizational shelving and a seperate laundry room. lower level has an outside exit to the oversized macadum driveway. and 2 car garage. conveniently located near shopping and activities. don't miss this one!
Philadelphia PA
  $329,500 Single Family Home      5
Beautifully done brick victorian on treelined street. step into the entry foyer with custom mosaic tiled floor and original wood doors, family room w/ large windows, hardwood floors and ceiling fan. living room w/ hardwood floors and one of a kind fireplace - original mantel and the surrounding tile surround are gorgeous. dining room w/ hardwood floors, new trim and breakfast bar looking into the kitchen. eat-in kitchen has been completely redone, new raised white cabinets, white porceline sink, new white appliances, ceiling fan and new hardwood floors. exit off kitchen to mud room and large deck that has been redone. large bedrooms all w/ hardwood floors, large windows and plenty of closet space. main bath has been updated with new fixtures (sellers kept claw tub)--roof 6 years old, new water heater, new windows on 2nd floor, this home is in move in condition.
Collegeville PA
  $353,900 Single Family Home      3
Great single home in lower providence wonderful mint condition, freshly painted colonial home in popular fairhill development of lower providence township. this 3 bedroom 2 1/2 bath, single home is on a prime cul-de-sac location w/ breath taking view overlooking woods and the perkiomen creek. outstanding features include hardwood floors in the foyer, fr, dr, lr, ceramic tile in the kitchen and laundry room, a 580 sf deck with 8x8 (8 person) sunk in hot spring spa, a spacious walk-out basement leading to a brick patio w/ river rock landscape and a fenced in back yard. enjoy spacious living and comfort of a fireplace in the family room with vaulted ceiling and skylights. close to evansburg state park and the perkiomen bike trail and located in the sought after area of methacton school district. nothing to do but move in!!
King of Prussia PA
  $469,000 Single Family Home      3
Lovely home with many custom extras. the gourmet kitchen boasts granite counter tops, high end custom cabinets, the dual fuel stainless steel oven and range with it’s stainless steel exhaust hood could make even a chef drool. this home is made for entertaining be it a small affair in the formal dining area, or a house full meandering around the gorgeous hardwood main floor and stunning marble lower level family room. french doors lead from the dining area, kitchen and family room out to the private back yard which would be a great place to put the deck of your dreams. the finished basement area adds plenty of living space for a gameroom/ exercise room and an office. to further showcase the parklike rear yard even the master bedroom has access to an upper deck overlooking the grounds. one year first american home warranty.
Eagleville PA
  $515,000 Single Family Home      4
Pristine providence woods colonial this westrum built rosewood model stucco colonial boasts a 3,200+ square foot design for elegant or casual living. sparkling, bright & airy, the home shows tastefuly neutral decor sure to compliment any style. the living and dining rooms provide a spacious feeling with entertainment flow. additional features of the home include: gourmet kitchen, large main bedroom suitew/ sitting area and private bath. sliders from the breakfast room access a private deck, perfect for warm weather enjoyment, overlooking a nice yard with tall trees. the superior care of this home shows throughout this property. this home is just waiting for a new owner. beautiful inside and out. cul-de-sac location is one of the most sought after iun the neighborhoods of lower providence.
Yardley PA
  $549,000 Single Family Home      3
Extremely well constructed 1950’s 3 bedroom stone ranch. completely restored home. new hardy plank siding. large gourmet kitchen with 36-inch viking range, solid cherry floor, granite countertops, kitchen aid refrigerator, butler’s pantry/mud room, pot filler and maple cabinets. large master suite, lots of closet space and beautiful built-ins. hardwood floors througout most of the house and two fireplaces. beautifully landscaped with a complete outdoor kitchen, cedar deck, waterfall and fenced in yard. large basement with full height ceiling and a large room finished to suit. must see....
Huntingdon PA
  $549,900 Single Family Home      4
This stylishly sophisticated center hall stone colonial blends the perfect combination of old world quality and charm updated for today’s lifestyle. this distinctive home features eat-in kitchen w/ upgraded appliances, custom tiled floor, separate breakfast room, and outside exit to deck. dining room w/ red oak floors, crown molding and double doors to side yard. the 2 story family room is truly the show piece of the house – dramatic balcony overlooks floor to ceiling stone fireplace, custom mantel, double floor to ceiling windows with stained glass accents, built in bookshelves and 2 exits to private covered porch. 4 large bedrooms w/ upgraded main bath. this comfortable home is ideal for entertaining. relax on this nearly half acre private setting w/ in-ground heated pool or go to work on your favorite hobby in your own workshop. this home is highly functional and perfect for intimate occasions or just everyday life.
Limerick PA
  $779,000 Single Family Home      7
A quiet country road, a wooded setting and a feeling of slow-paced serenity are welcoming characteristics of this property. old house lovers will embrace the historic charm blending modern amenities with the charm of yesteryears. this home boasts many original architectual features as well as finely-crafted custom details such as 7 bedrooms, 4 full baths, 2 walk-in fireplaces, random width cherry flooring, open beamed ceilings, deep windows, front and rear staircases, magnificent fieldstone exterior and interior walls, the dining room w/ deep silled windows and built-in cabinets, balconies off main bedroom and office. 2 original prayer cabinets, stone wall with grist mill wheels runs the length of the house, 2 story bank barn that is steel reinforced w/ 8 horse stalls. inground heated pool. built over the centuries, the rooms flow seamlessly making this comfortable home ideal for entertaining a crowd, but providing many cozy, inviting and highly functional spaces for intimate occasions and everyday life. new septic system.
Homes For No Money Down 1-877-762-0500

Equal Housing Opportunity
Licensed to:
Ryan Spreen
Sunset Mortgage Company, LP
56 Main St
Flemington, NJ 08822
Phone: (877) 762-0500
Fax: (866) 388-6843